Covered California is currently operating the annual Open Enrollment period, giving you a valuable opportunity to enroll in a health insurance policy. If you don’t already have health insurance, now is the time to protect yourself and your family with quality health care coverage, while avoiding any possible tax penalty for failing to enroll in a plan.
If you already have coverage, you should still log into the exchange and compare policies. Health insurance companies make changes to their plans each year, and pricing can also fluctuate. There might be a better health care plan for your family, but you won’t know about it unless you investigate your options. In some cases, you could save a considerable amount of money by changing to a different plan.
Unfortunately, sorting through those options can be a confusing hassle for many people. Unless you’re a health insurance expert, it can be difficult to figure out which plan will offer the best coverage for your family. Under the new Affordable Care Act rules, there are four tiers of plans available: Bronze, Silver, Gold, and Platinum. Each tier offers a different level of coverage, along with varying deductibles and co-pays. It can be difficult to figure out which plan will adequately provide for your needs, while also accommodating your budget.
Luckily, we are health insurance experts! Our team has been extensively trained to help both private individuals and business owners navigate the health insurance exchanges. Whether you are searching for a policy for yourself, or a group health insurance plan for your employees, we offer our services to you free of charge.
Why not leverage our knowledge and experience to help you choose the best insurance plan to fit your needs and budget? Health care is important, and no one should take the risk of choosing the wrong plan. Give us a call today, and we can guide you through the Open Enrollment process. Just remember to hurry; the enrollment season for 2016 health care coverage is open through January 31.